An affordable solution for your home’s comfort.

Having trouble staying comfortable in your home?
We offer an affordable solution for some of your
biggest home energy improvements

The Benefits of Smart Financing

Flexible rate options to
fit your budget

Fast and easy
application process.

Alabama Power has
been a trusted name
and company since
1906. Smart Financing
was designed to keep
your financial
information secure

You do not have to be an
Alabama Power
customer to apply for
Smart Financing.

How it Works

Customer completes the digital financing application.

If you qualify, you will be presented with your rate options.

Sign all loan documents electronically – copies will be emailed to you

We will complete the project, and you can relax

Frequently Asked Questions

What are the eligible financing amounts?

A minimum of $2,000 to a maximum of $25,000.

Who is eligible?

Residential homeowners in
the state of Alabama.

What products and services will Smart Financing finance?

Heating & Cooling
Heat Pump
Geothermal
Dual Fuel
A/C with Gas Furnace
Energy Efficiency Improvements
Insulation
Crawlspace Encapsulation
Windows/Doors
Attic Ventilation
Sun Protection Products
Roofing
Electrical
Smart Home/Security
Equipment
Electric Vehicle Charging
Installation
Electrical Panel Upgrade
Plumbing
Electric Hot Water Heaters
(Replacement or Conversion)
Tank
Tankless
Heat Pump
Super Insulated
Well Pumps
Air Quality
Humidity Control
Air Cleaners
Duct Cleaning
Generators
Natural Gas
Diesel
Propane

Can I apply with a co-applicant?

Yes, but the primary applicant
must be the homeowne

Do I have to be an Alabama Power customer to be eligible for Smart Financing?

No, but you must own the home
and the address for the project
you are requesting financing for
must be in the state of Alabama.
If you’re not an Alabama Power
customer but the project
address is within the state, we
will set up an account for your
convenience, solely designated
for your project. You will receive
bills from this account.

Products and Services

Energy efficiency home products and other home- and power-related services can be financed, including:

Air Quality

Humidity Control
Air Cleaners
Duct Cleaning

Water Heating Conversion

Electric Water Heater — Tank
Electric Water Heater — Tankless
Electric Water Heater — Heat Pump
Electric Water Heater — Super Insulated

Standby Generator

Natural Gas-Fueled
Diesel-Fueled
Propane-Fueled

HVAC Conversion

Heat Pump
Geothermal
Dual Fuel

Water Heating Replacement

Electric Water Heater — Tank
Electric Water Heater — Tankless
Electric Water Heater — Heat Pump
Electric Water Heater — Super Insulated

Roofing

New Roof
Roof Repair

HVAC Replacement

Heat Pump
Geothermal
Dual Fuel
A/C with Gas Furnace

Energy Efficiency Improvements

Insulation
Crawlspace Encapsulation
Windows/Doors
Attic Ventilation
Sunscreen Products

Electrical

Smart Home/Security Equipment
Electric Vehicle Charging
Installation
Electrical Panel Upgrade

FL License # RC29027760
AL License # 31408
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